Oregon Contractors Insurance & CCB Bonds
Oregon contractor insurance from a licensed broker who works with the CCB every day. Fast certificates, CCB-compliant bonds and coverage matched to your endorsement. Call our Oregon line: (971) 430-4717.
Protecting Your Oregon CCB License Is Our Priority
Oregon contractors answer to the Construction Contractors Board (CCB). Your bond and liability insurance minimums depend on your endorsement (Residential General, Specialty or Limited, or Commercial Level 1 or 2), and a lapse can put your license on hold. You need a broker who gets those details right the first time.
The Hardhat Insurance Team is the construction division of Bearstar Insurance Services. We work with standard and specialty carriers that write Oregon contractors, file your insurance with the CCB, and issue Certificates of Insurance that meet general contractor and city permit requirements in Portland, Salem, Eugene, Bend and Medford.
Commercial General Liability
Oregon General Liability
The CCB requires liability insurance to keep your license active, and the minimum depends on your endorsement. Most general contractors and commercial jobs ask for $1M per occurrence / $2M aggregate. We quote both so you're covered for the license and the contract.
Limits matched to your CCB endorsement.
Additional insured, waiver of subrogation and primary/non-contributory wording when your GC requires it.
Surety Bonds
Oregon CCB License Bond
Every Oregon contractor must keep a surety bond on file with the CCB, and the amount depends on your endorsement. We can often issue CCB bonds the same day, with a quick quote and no long application.
Bad credit programs available.
Bonds for residential and commercial endorsements.
In Oregon, if you have employees you need workers' compensation. We compare SAIF and private carriers to find a rate that fits your payroll and classification codes.
Pay-as-you-go options available (helps cash flow).
Waivers of subrogation for commercial contracts.
Workers' Compensation
What We Cover
Commercial Auto
Work Truck & Fleet
Your personal auto policy may not cover an accident while you're driving for work. From I-5 commutes to job sites in Central Oregon, protect your work trucks and trailers against accidents, theft and uninsured drivers, with higher limits when a contract calls for them.
Builders Risk
Builders Risk (Course of Construction)
Protect your project from fire, wind, water damage and theft of materials, all common on Oregon job sites. We cover the structure from the ground up until the job is signed off.
Covers materials on-site and in transit.
Required by most lenders for new construction and remodels.
Inland Marine (Tools & Equipment): Covers theft of your generator, compressor, and hand tools from the job site or your truck.
Professional Liability: For design-build contractors and construction managers.
Excess Liability (Umbrella): When the standard $1M limit isn't enough for a big commercial contract.
And More
Local Service Area
Serving all of Oregon. We insure trade specialists statewide.
Portland & the Valley: Portland, Salem, Eugene.
Central & Southern: Bend, Medford, Grants Pass.
Oregon line: (971) 430-4717
Need a COI Today?
Get a CCB-ready certificate from a licensed Oregon broker.
Contact
Call
info@hardhatinsurance.net
Hard Hat Insurance is a specialized marketing division of Bearstar Insurance Services.
Insurance services provided by Bearstar Insurance Services.
Jesus Galvan is a licensed insurance broker in CA, NV, TX, AZ, OR, CO, and WA.
License numbers available upon request. Coverage availability varies by state.
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